How QuoteClear makes money

Every other novated lease website makes money when you sign a lease. We think that's the problem. Here is exactly how we earn — and how we don't.

What we never do

No lender commissions. Lease providers typically receive upfront commissions and trail payments from financiers — baked into your repayments and almost never disclosed in dollar terms. We take none of it.
No lead sales. Most “comparison” tools are lead funnels: your details are sold to the provider who pays the most. Your data never leaves your browser unless you explicitly ask for a negotiation brief.
No sponsored rankings. Our deal score is a formula, published in full on the methodology page. Nobody can pay to improve it.

The success fee (our only product)

The audit, the benchmarks, the negotiation brief — free, always. If you'd rather not negotiate yourself, we'll do it for you on a simple contingency basis:

You pay 25% of verified first-year savings — the difference between your original quote and the better written offer we secure, checked line by line.
No saving, no fee. If we can't beat your quote in writing, you pay nothing and keep the brief.
Capped at $600. Big savings shouldn't mean a big invoice.
Paid only after you accept. The fee is invoiced when you sign the better deal — never before.

Worked example. Your quote implies a 12.9% effective rate. We negotiate it to 9.4%, saving $1,650 in year one. Our fee is $412.50. You keep $1,237.50 of year-one savings and every dollar after that.

Why this works

Providers negotiate against individuals all day — they know the floor and you don't. We see every quote that comes through the audit tool, so we know exactly where the market clears. When our only income is a share of what we save you, the incentive finally points in your direction.

Start with a free audit on the analyze page — the negotiation brief is generated from your numbers, not a template.

QuoteClear provides general information and negotiation support only — not financial product advice. We do not hold an Australian Financial Services Licence and do not recommend or arrange financial products.